How we handle our money is a determining factor on whether or not we’re responsible individuals. You don’t have to like it for it to be true. No matter what you personally feel about finances, or how you view money in general, our financial state is one of the aspects of our lives in which our value is measured; and this is not pertaining to how much money we actually have … [Read more...]
Travel Smart with your Credit Card in Malaysia
Credit cards are very handy when it comes to travelling. Not only do we have extra cash when we need it, we could also swipe away to purchase services that can boost our reward points! Below are some tips you can use for travelling smart with your credit card in Malaysia. … [Read more...]
Personal finance: Know the importance of your bucks and spend them sensibly
Personal finance is something that you will not be taught in your schools and colleges. However, it is still important that you know what it is actually. Human beings are never satisfied with their earnings and as such, they always have the tendency to crave for more. Most people have the habit of buying things beyond their means which is why they incur enormous debt. If you … [Read more...]
Credit Card Service Tax – To Cut Or Not To Cut?
According to The Star newspaper, government has already confirmed to impose service tax for credit and charge cards from next year (January 2010). The service tax for principal credit and charge cards is RM50 and the service tax for supplementary cards. For those who apply a new card next year (2010), he or she will need to pay the RM50 service tax upfront. For those who … [Read more...]
Utilize Your Credit Card Free Interest Period
Do you aware that your credit card has a interest free period where you can use your credit card to buy things and pay back the credit later without having to pay for the interest? … [Read more...]