Peer-To-Peer (P2P) Financing or Peer-To-Peer (P2P) Lending is a way of lending money to individuals or businesses through online services that match lenders / investors and borrowers. P2P Financing is not a new thing in the business world. It became popular for quite some time, e.g. at around year 2005 in United Kingdom and at around 2006 in United States. In recent years, P2P … [Read more...]
Simple Ways to Improve Your Financial Health
How we handle our money is a determining factor on whether or not we’re responsible individuals. You don’t have to like it for it to be true. No matter what you personally feel about finances, or how you view money in general, our financial state is one of the aspects of our lives in which our value is measured; and this is not pertaining to how much money we actually have (th … [Read more...]
Personal finance: Know the importance of your bucks and spend them sensibly
Personal finance is something that you will not be taught in your schools and colleges. However, it is still important that you know what it is actually. Human beings are never satisfied with their earnings and as such, they always have the tendency to crave for more. Most people have the habit of buying things beyond their means which is why they incur enormous debt. If you … [Read more...]
Credit Ratings in Malaysia: Understanding How Credit Scores Work
When applying for a loan, the bank will collect your personal information, such as your marital status, salary and financial status. The Bank Negara will also ultimately capture and then process this information. The Bank Negara's CCRIS (Central Credit Reference Information System) is a computerized database which stores and then processes your personal information into a cr … [Read more...]
Do You Dare To Dream?
When we were child, we used to dream. We dreamed to be rich, we dreamed to be a super hero, we dreamed about every big thing we wanted to be without any worry, without any fear. When we grow up, we dream too but our dream become smaller. Obstacles and worries come together with our dream. Finally we don't dream anymore. And we stop as where we are now. Every one should … [Read more...]