• Home
  • About

Personal Finance

Personal Money Tips, Stock Investment, Small Business and Make Money Blogging

  • Personal Finance
  • Stock Investement
  • Financial Freedom
  • Money Saving Tips
  • Small Business
  • Properties Investment
You are here: Home / Personal Finance / Travel Smart with your Credit Card in Malaysia

Travel Smart with your Credit Card in Malaysia

December 11, 2013 by Sze Hau Leave a Comment

Credit cards are very handy when it comes to travelling. Not only do we have extra cash when we need it, we could also swipe away to purchase services that can boost our reward points! Below are some tips you can use for travelling smart with your credit card in Malaysia.

Petronas Towers

1. Be on the look-out for travel perks.
When you are out travelling, sometimes you just readily pay for meals or accommodations without thinking twice because of habit or convenience. A better way to prepare for travelling with your credit card is to research and know more about the perks of your card before you pay for anything. This way, you can enjoy travel benefits which you wouldn’t have otherwise learned. Among the advantages offered by some Malaysian credit cards include airport lounge access, priority boarding, waived baggage fees, a room upgrade, food or drink stubs, and many other travel perks you wouldn’t want to miss.
2. Call your credit card company ahead of time.
Even some of the best credit cards can hold your card when you use it elsewhere without notifying them first. Make sure to call your credit card company ahead of time so that you may be able to use your card without encountering any hassles. By calling them on time, your credit card company will be able to allow you to make international payments. Additionally, they can also tell you when any suspicious charges have been made on your card from a strange place you have not mentioned to them. While you’re at it, you should also try saving the toll-free number of your credit card company in a separate place from your wallet, so that you can call them to close down your account in case you lost your wallet and credit cards.]

3. Bring more than one credit card.
If you are an owner of several credit cards, it would be wiser to bring more than just one of your credit cards. This is in case anything goes wrong with your other card, so that you will have a back-up form of payment. You can also compare the benefits of your cards so that you can decide which card will give you more reward points and cashback when you use it at a certain hotel or restaurant. You should also prepare to bring extra cash with you.

4. Prepare for foreign transaction charges.
Using your credit card in your travels can also equate to foreign transaction charges. To gear up for any extra charges you will incur in your trip, a good advice is to research, call your bank, and ask about the fees involved when you shop and eat overseas. Even if major credit card companies will charge you just around 3% for foreign transactions, it can also add up to a big amount when you go through a lot of transactions.
5. Go online to prepare your credit card for travel.
Some Malaysian credit card users hesitate to call their credit card companies even through their toll-free numbers. If you don’t want to call to prepare your card for travel, simply reach your bank’s customer service online through chat, their Facebook page or via e-mail. While you’re at it, you should also update your itinerary so that your cards won’t be closed down because your banks mistake your transactions for scam.
Travelling with your credit card is really just a matter of preparation. After doing the things mentioned above, you will find it easier to travel out-of-town hassle-free with your Malaysian credit card.

About The Writer:
This article is prepared for SzeHau.Net for Compare Hero, Malaysia’s leading credit card comparison website. Compare for free a broad range of financial products – from credit clans to insurance plans.

More from my site

  • Maybank 2 Cards  Weekend Cash Back Is BackMaybank 2 Cards Weekend Cash Back Is Back
  • Hong Leong WISE Card – The King Of Cashback Credit CardHong Leong WISE Card – The King Of Cashback Credit Card
  • Maybank2u Savers – A High Multi-tiered Interest Rates Saving AccountMaybank2u Savers – A High Multi-tiered Interest Rates Saving Account
  • Maybank 2 Cards – No More Cash Back On WeekendMaybank 2 Cards – No More Cash Back On Weekend
  • Maybank TREATS Points  DevaluationMaybank TREATS Points Devaluation
  • Simple Ways to Improve Your Financial HealthSimple Ways to Improve Your Financial Health

Filed Under: Personal Finance Tagged With: cash back, credit card

About Sze Hau

Geek. Love programming. Coffee addicted. Married with a child. Working towards financial freedom.

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

  • Facebook
  • Google+
  • Instagram
  • Twitter

Email News Letter

Sign up to receive updates daily and to hear what's going on with us

Money Saving Tips

Shopback.my

Save More When You Shop Online With Shopback

July 6, 2017 By Sze Hau Leave a Comment

Maybank 2 Cards Weekend Cash Back Is Back

July 3, 2017 By Sze Hau Leave a Comment

Property Investment

The Star Property Fair 2009

November 25, 2009 By Sze Hau Leave a Comment

Stock Investment

ZHULIAN Sold, WELLCALL and DIGI Accumulated

December 12, 2014 By Sze Hau Leave a Comment

EPF Investment In Bursa Malaysia As At 31 December 2013

February 18, 2014 By Sze Hau Leave a Comment

Small Business

P2P Financing Malaysia

Peer-To-Peer Financing (P2P) Framework in Malaysia

July 27, 2017 By Sze Hau Leave a Comment

Amusing Startup Ideas That Made Millions

August 5, 2016 By Sze Hau Leave a Comment

Blog Network

  • Snippet IT Information technology news, ideas and experiences and opinions
  • szehau's weblog Life, Internet, Software, Gadgets, Programming and Investments

Personal Finance

This is my personal blog about financial freedom and everything else about MONEY

Search

Recent

  • Peer-To-Peer Financing (P2P) Framework in Malaysia
  • Save More When You Shop Online With Shopback
  • Maybank 2 Cards Weekend Cash Back Is Back
  • Amusing Startup Ideas That Made Millions
  • EPF Dividend For 2015

Tags

ATM bank book Bursa Malaysia campaign cashback CIMB credit card DIGI dividend employment EPF FBM KLCI financial crisis Financial Freedom financial result Genting Google Adsense income IPO Make Money Online Maxis Maybank Maybank2u monetize website NTPM passive income PayPal service PBBANK property fair REIT retire sale save money shopping Small Business stock market stock market news stock news stock price success story tax tips and tricks voucher ZHULIAN

Copyright © 2025 · Magazine Pro Theme on Genesis Framework · WordPress · Log in