Peer-To-Peer (P2P) Financing or Peer-To-Peer (P2P) Lending is a way of lending money to individuals or businesses through online services that match lenders / investors and borrowers. P2P Financing is not a new thing in the business world. It became popular for quite some time, e.g. at around year 2005 in … Continue Reading
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Personal Finance
EPF Dividend For 2015
Employee Provident Fund (EPF) board has announced 2 days ago that the Minister of Finance has approved the proposed dividend rate for EPF … Continue Reading
Hong Leong WISE Card – The King Of Cashback Credit Card
Since Maybank's 2 cards (Visa/Master + American Express) no longer give cash back on weekend for all purchases (except dinning), I have to look … Continue Reading
Financial Freedom
Simple Ways to Improve Your Financial Health
How we handle our money is a determining factor on whether or not we’re responsible individuals. You don’t have to like it for it to be true. No matter what you personally feel about finances, or how you view money i … Continue Reading
Personal finance: Know the importance of your bucks and spend them sensibly
Personal finance is something that you will not be taught in your schools and colleges. However, it is still important that you know what it is actually. Human beings are never satisfied with their earnings and as … Continue Reading
Credit Ratings in Malaysia: Understanding How Credit Scores Work
When applying for a loan, the bank will collect your personal information, such as your marital status, salary and financial status. The Bank Negara will also ultimately capture and then process this information. T … Continue Reading