Credit cards are very handy when it comes to travelling. Not only do we have extra cash when we need it, we could also swipe away to purchase services that can boost our reward points! Below are some tips you can use for travelling smart with your credit card in Malaysia. … [Read more...]
Personal finance: Know the importance of your bucks and spend them sensibly
Personal finance is something that you will not be taught in your schools and colleges. However, it is still important that you know what it is actually. Human beings are never satisfied with their earnings and as such, they always have the tendency to crave for more. Most people have the habit of buying things beyond their means which is why they incur enormous debt. If you … [Read more...]
Credit Ratings in Malaysia: Understanding How Credit Scores Work
When applying for a loan, the bank will collect your personal information, such as your marital status, salary and financial status. The Bank Negara will also ultimately capture and then process this information. The Bank Negara's CCRIS (Central Credit Reference Information System) is a computerized database which stores and then processes your personal information into a cr … [Read more...]
What most schools don’t teach? – Computer Programming
This is a very inspiring video staring very successful people in the computer world like Bill Gates, Mark Zuckerberg, will.i.am, Chris Bosh, Jack Dorsey, Tony Hsieh, Drew Houston, Gabe Newell, Ruchi Sanghvi, Elena Silenok, Vanessa Hurst, and Hadi Partovi. Directed by Lesley Chilcott, executive producers Hadi and Ali Partovi. … [Read more...]
Reload Touch N Go for Free
Recently found that I can reload my Touch & Go at CIMB's ATM for free. I'm not until when the promotion will last (maybe forever?) but so far I got it for free. Other banks and other Touch & Go counter charge you RM0.50 for each successful transaction (reload) which I think the fee is quite high and not worth it when you load a small amount into the card. … [Read more...]