When we were child, we used to dream. We dreamed to be rich, we dreamed to be a super hero, we dreamed about every big thing we wanted to be without any worry, without any fear. When we grow up, we dream too but our dream become smaller. Obstacles and worries come together with our dream. Finally we don't dream anymore. And we stop as where we are now. Every one should … [Read more...]
The Crisis of Credit Visualised
A very detailed 11 minutes video explains the credit crisis happened in United States in 1980s. Even you if have no much knowledge in financial system, you will still find this video easy to understand. A great video to share! … [Read more...]
Website Earning + Server Cost Cash Flow
Recently i have understand how important a positive cash flow for one to achieve financial freedom. I started to keep track all my expenses and earning. I found that I have bad negative cash flow for maintaining my web server. I think I need to do something. Start from now, I think what I can do is get more earning from my websites by driving more traffic my websites and … [Read more...]
Reload Touch N Go for Free
Recently found that I can reload my Touch & Go at CIMB's ATM for free. I'm not until when the promotion will last (maybe forever?) but so far I got it for free. Other banks and other Touch & Go counter charge you RM0.50 for each successful transaction (reload) which I think the fee is quite high and not worth it when you load a small amount into the card. … [Read more...]
Dollar Cost Averaging VS Lump Sum Method On Stock Investment
You may have heard dollar cost averaging and lump sum method on stock investment from the fund manager or your investment advisor. Both have pro and con. Dollar cost averaging, where you invest your money of certain fixed amount with a frequency of time in investment. Pro - You lower your average cost of buying stock which also lower the risk of investment. Con - You get a … [Read more...]