Personal Finance Personal Finance – Personal Money Tips, Stock Investment, Small Business and Make Money Blogging

22Dec/090

Credit Card Service Tax – To Cut Or Not To Cut?

According to The Star newspaper, government has already confirmed to impose service tax for credit and charge cards from next year (January 2010). The service tax for principal credit and charge cards is RM50 and the service tax for supplementary cards.

For those who apply a new card next year (2010), he or she will need to pay the RM50 service tax upfront. For those who already have credit cards now, the charge will be imposed on the anniversary date of cards.

Credit Cards

28Nov/090

The Big Bad Book Sale Is Back!

Good news to book addicts! The Big Bad Book Sale is back! Big bad book sale? Do worry, they are not selling bad book. The Big Bad Book Sale is hosted by Big Bad Wolf Books.

The Big Bad Sale Is Back

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23Nov/091

Financial Freedom

What is financial freedom? How do you achieve financial freedom?

To me, I think finance freedom is a stage in one's life where he or she will not need to worry about his/her financial status and still at the same time, he or she can live comfortably.

22Nov/090

Malaysia Year End Sale – YES 2009

Good news to all shopaholics! The Malaysia Year End Sale (YES) for year 2009 has just started. The year end excitement is felt in Malaysia with shopping malls and retailers getting into a celebratory mood for the Year End Sale. It is a much-anticipated celebration of shopping, dining and entertainment from 21 November 2009 until 3 January 2010.

Year End Sale - YES 2009

18Nov/090

Utilize Your Credit Card Free Interest Period

Do you aware that your credit card has a interest free period where you can use your credit card to buy things and pay back the credit later without having to pay for the interest?

17Nov/090

CIMB Pays You to Use Your ATM Card

Do you believe that bank pays you to use your ATM card? Good News to CIMB bank account users who have ATM card. CIMB Bank is now running a campaign called Use & Win to encourage people to use more ATM card.

CIMB Bank ATM Card Use and Win Campaign

16Nov/090

Maybank’s Extra Rewards Deposit Campaign

Many people may not still aware the deposit campaign ran by Maybank. If you are a Maybank account holder and do deposit money to your bank's saving or current account with at least amount of RM500 in a month, you may entitle to get monthly rewards.

Maybank's Extra Rewards Deposit Campaign

14Nov/093

Service Tax On Credit Card

With the recently budget announcement by the Malaysia Government for year 2010, credit card user needs to pay service tax on credit cards and charge card for RM50 per year for principal card and RM25 per year for supplementary card. I think many people have decided to cancel their credit cards so that they can pay less money for the service tax.

14Nov/091

How Much Will You Earn From Your Employment Incomes In A Lifetime?

Have you ever calculate how much you will earn from your employment income in a life time? Approximately, an employed person can get 400 times of income in a lifetime. It sounds little right? Let's put it into numbers.

12Nov/090

Welcome to My Personal Finance Blog

I was thinking to create a financial related blog long time ago and I just didn't have the chance (too lazy!). I had actually acquired this domain quite a long time ago but didn't use it for any purpose. So now it's the time to use it for my financial blog.